Student Loan Scheme From 2021 to 2022 In NBP

The Student Loan Scheme from 2021 to 2022


 Education is the key to success. It not only makes a person capable of doing well in his or her career but also gives them opportunities to explore their full potential for becoming successful individuals. To fulfill their dreams of getting a quality education, students need money that is not always available to them at all times when they need it most such as when they have to pay tuition fees or buy books, etc.


They are a form of financial aid that helps students pay for college, graduate school, or vocational school. Students are one of the most important elements of any country. They are the future of any country and they make a great contribution to the development of their country. They play an essential role in making the country free from terrorism, corruption, and many other criminal activities.


So, it is compulsory for any government to provide the best facilities to these students so that they can fulfill their dreams and also contribute to national development. Students can take out private student loans from banks and other lending institutions. Some students receive federal student loans, which they must repay after graduation.


Similarly, in Pakistan, there is a large number of students who cannot afford to get an education because they do not have enough money to pay for it. If you are also one of those people who want to get an education but don't have enough money to pay for it, then NBP can help you with that! They provide scholarships and loans so that students can go on with their studies without any trouble or interruption from financial problems!


How will it help the students?


The education loan program offered by the National Bank of Pakistan is designed to help students who are pursuing higher education in any field. The amount of the loan depends on your course, including the duration and cost. It also depends on your family's income.


Eligibility Criteria for the Student loan scheme


Students taking loans from NBP bank Pakistan for education need to satisfy the following eligibility criteria:

  • It is very important for the candidate to have taken admitted to a Recognized university on a merit basis through a general procedure rather than any reference

  • If the candidate is applying for a loan for graduation, his/her age should not be more than 21 years

  • If the candidate is applying for a loan for Post-graduation, his/her age should not be more than 31 years

  • If the candidate is applying for a loan for Ph.D., his/her age should not be more than 36 years

  • It is important for the candidate to have scored 70 percent marks in the latest public exam that he appeared in

  • He/ She should have proof of financial ineligibility to be eligible for the attainment of a loan from NBP

The candidate should have undertaken the below-mentioned subjects or any one of them:

  • ·         Engineering

  • ·         Oil Gas and Petro-Chemical Technology

  • ·         Medicine

  • ·         Chemistry

  • ·         Mathematic

  • ·         DAWA and Islamic Jurisprudence (LL.B/ LL.M Sharia)

  • ·         Economics, Statistics, and Econometrics

  • ·         Commerce

  • ·         Electronics

  • ·         Agriculture

  • ·         Physics

  • ·         Biology, Molecular Biology, and Genetics

  • ·         Other Natural Sciences

  • ·         Computer Science/ Information System & Technology including Hardware

  • ·         Business Management Sciences



Points to note:


The loans offered by NBP to students for study are available throughout the duration of the study and will be paid directly to the university or college to ensure an honest and transparent transactional process. The loan will cover:

  • ·         Schedule Fee

  • ·         Boarding School expenses except for the meal/ food charges

  • ·         Purchase of the course textbooks which will be directly given to the student to avoid any delay in the purchase.


How to Apply for an NBP Loan?


The NBP loan method for application is fairly simple and straightforward. If you are thinking about how to apply for an NBP loan, follow the instructions mentioned below:

  • ·         You need to fill out an application form and submit it to your local NBP branch along with the required documents. The application form can be obtained from your local branch or downloaded from the bank's website Click here to access the website

  • ·         It is advised to the candidates to submit 2 sets of the application form for a smooth procedure

  • ·         As mentioned above, it is important for the candidate to have gained admission on a merit basis through a proper channel in Universities and Colleges

  • ·         The application form has to be completed and submitted in the designated branches of NBP by the given date which is 29th July 2022

  • ·         The date of form submission has to be considered “very important” because the loan facility by NBP bank is dependent on the availability of funds.

  • ·         Students who have applied to this scheme in past are asked not to apply again


NBP bank is the second largest bank in Pakistan. The bank was established in 1961 and currently has a network of more than 3,000 branches and offices across the country. NBP offers a wide range of products and services to its customers, including checking and savings accounts, personal loans, mortgages, insurance, investments, and international banking services.


The number of students who are seeking a loan from the NBP bank is increasing day by day. The main reason for this increasing trend is the tough competition in the field of education. The students are not able to afford their educational expenses from their own pocket and therefore they have to take a loan from any bank.


NBP has been offering student loans for more than 25 years now. The NBP bank student loan program is open to all Pakistani residents who are over 18 years old and attending an accredited university in Pakistan, or studying abroad at a university recognized by the Higher Education Commission (HEC).


Students can take loans from NBP for higher education purposes such as for getting admission to any university or college in Pakistan or abroad. Students can also apply for a loan if they want to study abroad but cannot afford it financially on their own.


Students who wish to apply for an educational loan from NBP should be aware that there are several different types of loans available, each with unique terms and conditions regarding repayment options and interest rates. The type of loan you qualify for may depend on your credit score as well as other factors such as how much money you earn each month (if any).


To learn more about how you can get an educational loan from NBP Bank Pakistan, visit their website at Click here to access



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Student Loan Scheme From 2021 to 2022 In NBP
Student Loan Scheme From 2021 to 2022 In NBP